Free Checking
Feeling a light breeze off the water, running your toes through the sand, and soaking up the sunshine; the best things in life are free. That’s why we offer this checking account to our members.
Pay no monthly fee and get free ATM transactions? WOW! The best things in life really are free.
- Summary
- No monthly fee
- Free nationwide ATM transactions up to $12.00 per month, including non-GCCFCU ATMs*
- Unlimited check writing with no per check fees
- Optional Overdraft Privilege up to $500**
- Free check safekeeping
- Free Photo ID Visa® debit card
- Free online banking
- Free BillPay***
- Free eStatements
- Free telephone banking
- Direct deposit available
- $100 deposit to open (no minimum balance thereafter)
- NCUA insured
*To receive credit for ATM transaction fees, call or present transaction receipt by tenth day of following month.
**We may approve certain transactions that overdraw your account. 1. An overdraft fee of $30.00 may be charged for each transaction that overdraws your account. 2. The categories or types of transactions that may overdraw your account include payments, purchases and transfers. 3. Whether your overdrafts will be paid or not is at our sole discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. 4. We reserve the right to require you to repay your overdrafts immediately or on demand. Please refer to the GCCFCU Overdraft Privilege Service Description Policy for additional information.
***One or more bills must be paid per month.
