First Time Buyer Program
Our First Time Buyer Program is designed to give our younger members the opportunity to finance their first car or borrow their first loan with little or no credit and, in some cases, without a co-signer.
Having your own loan will help your credit history and start you down the right road for all your future financial needs.
- Little or no credit required
- No co-signer needed, in most cases
- Low rates
- Flexible terms
- Experienced financial officers
Not every first time buyer is eligible. Applies to new and used autos. Rates and terms based on prior credit performance, age of collateral, and may vary based on mileage (if applying for an auto loan), additional credit union services chosen, and/or percentage of down payment. Thirty day rate hold guarantee on loan pre-approvals. Ninety day deferral option. Members who do not qualify for the special rate offer may qualify for regular rates and terms.