Kasasa Saver

Kasasa Saver

Easy automatic savings fueled by your free Kasasa Cash account

Kasasa Saver is a free, high-interest saver account linked to your free Kasasa Cash checking account (they work together).

The rewards you earn in Kasasa Cash are automatically deposited into your free Kasasa Saver account every month. So you can sit back, relax and watch your savings grow. Kasasa Saver. Do you Kasasa?


Kasasa Saver is perfect for you if you want:

  • Kasasa Cash as your free checking account (whether you already have it or want to open both today)
  • 1.51% APY* on balances up to $25,000
  • 1.51% – 0.25% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • No minimum balance necessary to earn rewards
  • No monthly service fee


To easily grow your savings with Kasasa Cash rewards, do the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have one automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

If you miss a month, don't worry!

There's no penalty for not qualifying in a given monthly qualification cycle and the accounts are still free. Plus, you'll still earn a base rate of 0.05%APY* on your Kasasa Cash checking account, which will be automatically deposited into your Kasasa Saver account. You can get right back to earning rewards on your free Kasasa Cash checking account the next monthly qualification cycle that you qualify.


*APY=Annual Percentage Yield. APYs accurate as of 12/01/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20, not to exceed six (6) transactions, and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 3.00%; and (3) balances over $25,000 earn 0.45% dividend rate on the portion of the balance over $25,000, resulting in 3.00% - 0.45% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 1.51%; and (2) balances over $25,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $25,000, resulting in 1.51% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.