Home Equity Loans

Put past mortgage payments to work. Secure a loan or line of credit using your home's equity as collateral backing.

We offer competitive rates. And, because we're based right here in the Gulfport area, you'll get fast, local service from people who know exactly where you're coming from.

We're up for a challenge! Bring us your best deal from another lender, and we'll do our best to beat the rate and/or terms.

Loan Details

  • Competitive rates for several short-term or one-time needs:
  • Education expenses
  • Major life events
  • Home remodel projects
  • Debt consolidation
  • And more!
  • The existing equity in your home is used as collateral backing
  • Loans available for up to 90% of your home value
  • First and second mortgage
  • Primary or second homes
  • Flexible terms customized to your unique situation
  • Fixed rates up to 30 years for a first lien and 20 years for a second lien
  • 7 year balloon loans based on up to 20 year or 30 year amortization
  • The interest paid might be tax deductible*
  • Local, personalized service from lenders based right here in the Gulfport area

*Consult a tax advisor.

Home Equity Line of Credit

Make the most of your home's equity with a revolving line of credit. Get money for education expenses, or to pay for that remodel project you've been planning.

Because this is a line of credit and not a loan, there's no need to reapply — just draw on the credit line as cash needs arise. Contact us about our competitive rates today!

We're up for a challenge! Bring us your best deal from another lender, and we'll do our best to beat the rate and/or terms.

Line of Credit Details

  • Competitive rates for several ongoing or seasonal needs:
  • Education expenses
  • Major life events
  • Major home improvements
  • Debt consolidation
  • Emergency reserve
  • And more!
  • The existing equity in your home is used as collateral backing
  • Flexible terms customized to your unique situation
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via check or transfer
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local, personalized service from lenders based right here in the Gulfport area

*Consult a tax advisor.