Summary

Saving money doesn't have to be hard. Link Kasasa Saver® to your free Kasasa® checking account to turn your monthly cash rewards into automatic savings.

The cash in Kasasa Saver earns high dividends — up to 1.51% on balances up to $25,000!* So your savings grows each month, and you don't even have to think about it.

Account Details

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle

Simple. You're probably doing those things anyway. And if you don't meet the qualifications for the month, don't worry! There's no monthly service fee, and you'll still earn our base dividends rate of 0.05% APY.*

Please note that you must enroll in and receive eStatements to have this account.

Qualification Cycle

Below are the current qualification cycle dates:


  • December 31, 2015 to January 28, 2016
  • January 29, 2016 to February 28, 2016
  • February 29, 2016 to March 30, 2016
  • March 31, 2016 to April 28, 2016
  • April 29, 2016 to May 30, 2016
  • May 31, 2016 to June 29, 2016
  • June 30, 2016 to July 28, 2016
  • July 29, 2016 to August 30, 2016
  • August 31, 2016 to September 29, 2016
  • September 30, 2016 to October 30, 2016
  • October 31, 2016 to November 29, 2016
  • November 30, 2016 to December 29, 2016

.*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by Gulf Coast Community Federal Credit Union. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.


Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000, receive APY of 1.51%; and balances over $25,000 earn 0.25% dividends on the portion of balance over $25,000, resulting in a range from 1.51% to 0.25% APY depending on the account's balance. Kasasa Cash: Balances up to $25,000 receive a non-compounding APY* of 3.00%; and balances over $25,000 earn 0.45% interest rate on the portion of balance over $25,000, resulting in a non-compounding range from 3.00% to 0.45% APY* depending on the account's balance. Kasasa Cash Back: 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash and Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account do not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 07/20/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.


Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Gulf Coast Community Federal Credit Union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Refer to Gulf Coast Community Federal Credit Union Fee Schedule for fees that may apply to this account. Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.