Interested in a sure thing? In a share certificate, your cash earns a fixed dividends rate for a predetermined amount of time. We offer a range of terms, so you can pick the one that makes the most sense for your saving strategy.

Enjoy the satisfaction of knowing your savings is secure — and growing at a higher dividends rate than regular savings. Open yours today!

Account Details

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open

*Early withdrawals result in a penalty that is equal to half of the original term's projected dividend earnings, whether earned or not, with a 365 day maximum.