FACTS
WHAT DOES GULF COAST COMMUNITY FCU DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do and how we handle user privacy.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and account balances
- credit history and credit scores
- income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Gulf Coast Community FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does Gulf Coast Community FCU share? |
Can you limit this sharing? |
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
|
Yes | No |
For our marketing purposes – to offer our products and services to you
|
Yes | No |
For joint marketing with other financial companies |
Yes | No |
For our affiliates’ everyday business purposes – information about your transactions and experiences
|
No | We don't share |
For our affiliates’ everyday business purposes – information about your creditworthiness
|
No | We don't share |
For our affiliates to market to you |
No | We don't share |
For nonaffiliates to market to you |
No | We don't share |
Questions? Call 228-539-7029 or go to www.gulfcoastcommunityfcu.com
WHAT WE DO
How does Gulf Coast
Community FCU protect my personal information?
|
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|
How does Gulf Coast
Community FCU collect my personal information?
|
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
DEFINITIONS
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
MOBILE APP PRIVACY
Gulf Coast Community Federal Credit Union Mobile App (Android and iOS) Geolocation Information.Our online and mobile banking app periodically collects, transmits, and uses geolocation information to support features that prevent fraudulent card use, locate the nearest branch or ATM, and provide alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings.
Gulf Coast Community Federal Credit Union’s mobile app collects:
- Location Data – Used for geofencing and beacon scanning essential for advertising/marketing campaign delivery.
- UserID – We use a random user GUID upon initial app access, which is later used during every connection. This GUID is unique for each device/app and changes after every app reinstall. This ID is used for identifying a user and sending campaigns.
- Product Interaction – We track user’s app entry, app exit, and pages viewed within the app.
- Name – We collect your first name for product personalization purposes.