New Chance Checking
- Summary
Sometimes all you need is a second chance. That's why we offer this simple checking account to members who have had difficulties with checking accounts in the past. Keep this account in good standing for 12 months, then apply for any other Gulf Coast Community Federal Credit Union checking account you'd like.
If you need help along the way, we're here for you. Open your account to make a fresh start today.
Account Details
- Available to members with less than perfect checking history*
- Financial counseling offered
- Account must be open 12 months before member can apply for any other Gulf Coast Community Federal Credit Union checking account
- $15 monthly service fee
- No minimum balance requirements
- Unlimited check writing with no per check fees
- Free check safekeeping
- Direct deposit available
- Free online banking & bill pay***
- Free mobile banking
- Free eStatements
- Free telephone banking
- Free Visa® debit card
- Order checks online in just a few clicks
- $100 minimum deposit to open
*Qualified based on Chexsystems records. If record is paid and at least one year old, member may open the checking account of their choice; if unpaid member must pay the account and then qualifies for New Chance Checking with 12 month account restriction.
**Member is allowed two (2) NSF charges; a third NSF will result in immediate account closure.
***One or more bills must be paid per month.
